<link href="//netdna.bootstrapcdn.com/bootstrap/3.0.0/css/bootstrap.min.css" rel="stylesheet" id="bootstrap-css"> <script src="//netdna.bootstrapcdn.com/bootstrap/3.0.0/js/bootstrap.min.js"></script> <script src="//code.jquery.com/jquery-1.11.1.min.js"></script> <!------ Include the above in your HEAD tag ----------> <div class="row"> <div class="col-md-12"> <ul class="bread-crumb"> <li><a href="https://developer.yodlee.com/General-FAQs">FAQs</a></li> <li class="current"><a href="https://developer.yodlee.com/FAQs_to_General">General FAQs</a></li> </ul> <div > <div class="panel-group panel-group" id="accordion2Primary"> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq1" aria-expanded="false"> What kinds of data can I aggregate? </a> </p> </div> <div id="genfaq1" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>You can aggregate any of the following types of user data: bank, credit card, investments, loans, insurance, bills (such as utility, phone, etc.) and real estate. Each type of data is known as a container, which can have one or more <a href="https://developer.yodlee.com/Yodlee_API/Account_Type" target="_blank">account types</a>; for example a bank container can include a checking account and a savings account. Learn more about containers and account types <a href="https://developer.yodlee.com/Aggregation_API/Aggregation_Services_Guide/Container_vs_Site" target="_blank">here</a>. For a given account, Envestnet | Yodlee can provide multiple datasets that capture various financial data attributes such as account holder name, account balance, (masked) account number, routing number, investment holdings and options, personally identifiable information (e.g. address), transactions, monthly statements, and so on. Whether a particular data element is returned is subject to its availability at the financial institution – not all institutions make all data available. Learn more about our data model <a href="https://developer.yodlee.com/Yodlee_API/Data_Model" target="_blank">here</a>.</p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq2" aria-expanded="false" id="API-Product"> What can I do with this data? </a> </p> </div> <div id="genfaq2" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>Personal financial data can be used to solve problems, simplify workflows and build many types of applications. Some examples include apps for expense categorization, budgeting, cash flow prediction, verifying account ownership and identity in order to facilitate fund and asset transfers, managing healthcare spending, enabling credit/lending, fraud prevention and even verifying voter identity. Learn more about the various ways our customers have innovated with personal financial data through our use cases.</p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq3" aria-expanded="false" id="API-Product"> Do you provide data from financial institutions outside the United States? </a> </p> </div> <div id="genfaq3" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>Envestnet | Yodlee aggregates data from over 15,500 data sources across dozens of countries. These countries include United States, Canada, U.K., India, Australia, South Africa, and others. Please contact our sales teams for details.</p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq4" aria-expanded="false" id="API-Product"> Am I paying for raw data access? </a> </p> </div> <div id="genfaq4" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>In addition to the depth and breadth of its data aggregation, Envestnet | Yodlee enriches data (known as transaction data enrichment (TDE)) through proprietary machine learning. TDE is included with data aggregation and adds metadata to enhance the value of the original transaction data. TDE provided metadata includes expense categories, simple descriptions, merchant names and geo-locations that can be used to develop personalized recommendations or other analytics solutions. Learn more, <a href="https://developer.yodlee.com/Transaction_Data_Enrichment_and_New_Categories" target="_blank">here</a>.</p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq5" aria-expanded="false" id="API-Product"> There are more than 50 endpoints. Are they all for data retrieval? </a> </p> </div> <div id="genfaq5" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>No. Not all the endpoints are for data retrieval. Many of the endpoints are meant for authentication, control, configuration, customer onboarding and aggregation set up. </p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq6" aria-expanded="false" id="API-Product"> Does Envestnet | Yodlee provide analytics? </a> </p> </div> <div id="genfaq6" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>Envestnet | Yodlee does not provide APIs that yield financial data analytics. Application developers can build their own analytics solutions with the data provided.</p> </div> </div> </div> <div class="panel"> <div class="panel-heading"> <p class="panel-title"> <a class="accordion-toggle collapsed" data-toggle="collapse" data-parent="#accordion2Primary" href="#genfaq7" aria-expanded="false" id="API-Product"> What is a cobrand? What is a user? </a> </p> </div> <div id="genfaq7" class="accordion-body collapse" aria-expanded="false" style="height: 0px;"> <div class="panel-body"> <p>A cobrand is the term used to refer to you, an Envestnet | Yodlee customer. A user is the term used to refer to the end users of your application. Learn more <a href="https://developer.yodlee.com/Aggregation_API/Aggregation_Services_Guide/Authentication/Cobrand" target="_blank">here</a>.</p> </div> </div> </div> </div> </div> </div> </div>

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