<link href="//maxcdn.bootstrapcdn.com/bootstrap/3.3.0/css/bootstrap.min.css" rel="stylesheet" id="bootstrap-css"> <script src="//maxcdn.bootstrapcdn.com/bootstrap/3.3.0/js/bootstrap.min.js"></script> <script src="//code.jquery.com/jquery-1.11.1.min.js"></script> <!------ Include the above in your HEAD tag ----------> <div class="container"> <div class="panel-group" id="accordion"> <div class="panel panel-default"> <div class="panel-heading"> <h4 data-toggle="collapse" data-parent="#accordion" href="#collapse1" class="panel-title expand"> <div class="right-arrow pull-right">+</div> <a href="#">What is a PPI Refund?</a> </h4> </div> <div id="collapse1" class="panel-collapse collapse"> <div class="panel-body">PPI stands for Payment Protection Insurance, this insurance may have been attached to credit agreements like loans, mortgages, hire purchase agreements, credit cards or store cards. </p>PPI was designed to cover you in the event that you’re unable to work because of sickness, redundancy or an accident.Unfortunately, PPI was often mis-sold by banks and financial providers, which could mean you’re entitled to a refund or compensation. See our video for more information on what is a <a href-"">PPI Refund</a> and if you liable to make a claim.</div> </div> </div> <div class="panel panel-default"> <div class="panel-heading"> <h4 data-toggle="collapse" data-parent="#accordion" href="#collapse2" class="panel-title expand"> <div class="right-arrow pull-right">+</div> <a href="#">Do i have PPI?</a> </h4> </div> <div id="collapse2" class="panel-collapse collapse"> <div class="panel-body">It’s possible that anyone who has had a mortgage, loan, hire purchase agreement, credit card or store card from as early as the 1980s is eligible for compensation or a PPI refund.Because PPI has been sold for many years, it’s understandable that lots of people would have lost their credit agreement paperwork or account numbers. However, if you want to make a claim, this is not a problem. We have partnerships with a huge number of providers who can check to see if you were sold PPI without needing any paperwork or account numbers.</div> </div> </div> <div class="panel panel-default"> <div class="panel-heading"> <h4 data-toggle="collapse" data-parent="#accordion" href="#collapse3" class="panel-title expand"> <div class="right-arrow pull-right">+</div> <a href="#">How much PPI will i get back?</a> </h4> </div> <div id="collapse3" class="panel-collapse collapse"> <div class="panel-body">Every case is different and the amount you could be owed will depend on a number of different factors.These factors include: <ul> <li>How much you paid towards the PPI policy</li> <li>What the interest rate was on the financial agreement</li> <li> How much you borrowed</li> <li>How long you borrowed it for</li> <li>The date the interest was added to the balance</li> <li>The dates you made payments</li> <li>Any missed payments</li> </ul> </div> </div> <div class="panel panel-default"> <div class="panel-heading"> <h4 data-toggle="collapse" data-parent="#accordion" href="#collapse4" class="panel-title expand"> <div class="right-arrow pull-right">+</div> <a href="#">How are PPI claims calculated?</a> </h4> </div> <div id="collapse4" class="panel-collapse collapse"> <div class="panel-body">There are 3 main parts to calculating a basic PPI claim: </br> <p>Part 1 – This part takes into account the amount you actually paid as part of your mortgage, loan, car finance, credit card or store card.</p> <p>Part 2 – Because PPI was added to your balance, your repayments would have been higher. Therefore, you are entitled to receive the additional interest you would have been charged because of the higher total balance.</p> <p>Part 3 – You are also entitled to 8% compensatory interest based on part 1 and part 2 for each year since you first made the finance agreement. If you took out the finance agreement a long time ago, this part can be the largest part of the claim.</p> <p>We have a <a href="http://www.yourmoneyclaim.co.uk/ppi-calculators/">PPI calculator</a> that you can use to give you an idea of how much you may be entitled to, or get in touch and we’ll open your case today.</p></div> </div> </div> <div class="panel panel-default"> <div class="panel-heading"> <h4 data-toggle="collapse" data-parent="#accordion" href="#collapse5" class="panel-title expand"> <div class="right-arrow pull-right">+</div> <a href="#">How far back can i claim PPI?</a> </h4> </div> <div id="collapse5" class="panel-collapse collapse"> <div class="panel-body">Legally most banks and financial providers are obliged to retain records for 6 years after an agreement has closed. However, some retain their records for a lot longer in their archives.Through our facilities, we have access to a huge number of archived records from many banks and providers and often we don’t have to have account numbers or paperwork.We’ve known some successful claims to go all the way back to the 1980s so it’s definitely worth getting in touch with us.If there aren’t any archived records relating to your financial agreement or your bank or provider can’t confirm you were sold PPI then your claim will fall into our no win, no fee promise. This means you will not be charged a penny. So it makes sense to get in touch today to find out if you’re eligible for a refund or compensation.</div> </div> </div> </div> </div>

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